Blue Cross Blue Shield of Wyoming denied your claim. Here is your deadline.
Put in the date on your Blue Cross Blue Shield of Wyoming notice and get both federal deadlines as calendar dates.
Free, for a Blue Cross Blue Shield of Wyoming denial in Wyoming, and it runs entirely in your browser. The date, the plan type and the state you pick are never sent to us and never stored.
Blue Cross Blue Shield of Wyoming denied 229,909 of 1,305,051 in-network claims in Wyoming; every one of those denials had these same two dates on it. Across Wyoming as a whole the insurers in this file denied 17.6% of in-network claims, 229,909 of them, and 434 were appealed.
Blue Cross Blue Shield of Wyoming denied 17.6% of in-network claims in Wyoming, 229,909 claims out of 1,305,051.
Insurance got denied, what to do next?
Those 229,909 denials are 100% of every in-network denial recorded in Wyoming in this release, which makes Blue Cross Blue Shield of Wyoming the 1st largest source of denials of the 1 insurers reporting there. Spread across its 11 plans in the state that is about 20,901 denials per plan. 434 internal appeals were filed against those 229,909 denials. Every one of those denials carried the same two dates the tool at the top of this page works out.
Two dates matter more than anything else on this page, and they run the same in Wyoming as everywhere else. You have 180 days from the date on your denial notice to file the internal appeal, and then 4 months from the final internal denial to ask for an independent external review. If waiting would seriously jeopardize your health you can ask for both to be expedited, decided in about 72 hours. Both timeframes are federal, not your insurer's choice, 29 CFR 2560.503-1 (PDF) and 45 CFR 147.136 (PDF), in plain English at HealthCare.gov, and your own denial letter states the ones that govern your plan. The PDFs are the same sections on govinfo.gov, which serves them without a challenge page, so an automated reader can check these two dates as easily as you can.
You are not alone, and here is the measured version of that sentence: 229,909 in-network claims were denied by Blue Cross Blue Shield of Wyoming in Wyoming in a single plan year. A denial rate is a fact about an insurer's book of business. It is not a judgment about you, and it is not the last word on your claim.
- That is 1.1 percentage points below the 18.7% national average across this dataset, and 0 points above the Wyoming average of 17.6%.
- Behind the percentage: 1,305,051 in-network claims were processed under 11 plans in Wyoming, and 229,909 of them came back denied.
- For every 10,000 claims Blue Cross Blue Shield of Wyoming denied, about 19 came back as an internal appeal. The other 9,981 stopped at the letter.
- Of the internal appeals it did receive, Blue Cross Blue Shield of Wyoming overturned 39.86%, 173 claims that started life as a no.
- Its most-recorded denial reason is administrative reason at 47% of its categorized denials, against 22.5% nationally, a heavier share than the country as a whole. That is the denial mix, not an outcome rate.
- Blue Cross Blue Shield of Wyoming accounts for 100% of every in-network claim denied in Wyoming in this file.
- By raw volume it is the 66th largest source of denials among the 158 insurer-state records in the file that report one.
- After that, its second-most-recorded reason is service excluded from the plan, 49,686 claims, 22.7% of its categorized denials.
- Third on its own list is member not covered, 23,346 claims, 10.7% of what Blue Cross Blue Shield of Wyoming categorized in Wyoming. Between them the top three account for 80.3% of its categorized denials.
- Where Blue Cross Blue Shield of Wyoming differs most from the national mix is administrative reason: 47% of its categorized denials in Wyoming against 22.5% across the file.
- Read the other way round: 1,075,142 of those 1,305,051 in-network claims were paid, 82.4% of everything Blue Cross Blue Shield of Wyoming processed in Wyoming.
- Spread across the 11 plans it reports in Wyoming, that is about 20,901 denied claims per plan, on about 118,641 claims processed per plan.
- Its reason columns add up to 219,125 categorized rows against 229,909 denials, 95.3% of them, and every reason share on this page is a share of that first figure rather than of the second.
- Its smallest recorded category in Wyoming is provider out of network, 197 claims, 0.1% of what Blue Cross Blue Shield of Wyoming categorized there.
- Against the file as a whole, this one record is 0.3% of the 84,502,749 in-network claim denials reported by every issuer in it.
- Find the reason code on your denial letter. The reason Blue Cross Blue Shield of Wyoming records most often in Wyoming is administrative reason, but yours may be one of the other 8, copy the exact wording and code off your own letter tonight, because that sentence is what your appeal has to answer.
- Ask Blue Cross Blue Shield of Wyoming in Wyoming for the clinical criteria they judged you against. Under 29 CFR 2560.503-1 they have to hand you the claim file and the policy they applied, free, on request, and you cannot argue with a checklist you have never read.
- Put both deadlines on your calendar before you go to bed. 180 days from the date on the letter for the internal appeal, 4 months from the final internal denial for external review. The free calculator on this page turns your date into the two calendar dates in about ten seconds. Blue Cross Blue Shield of Wyoming overturned 39.86% of the internal appeals it did receive, 173 claims, so the stage you are about to start is not decorative.
None of those three steps costs anything. Anyone charging you to do them is selling you something you can do yourself in twenty minutes.
How that compares
| Denial rate | Rate | Difference |
|---|---|---|
| Blue Cross Blue Shield of Wyoming | 17.6% | , |
| Wyoming average | 17.6% | 0 pts |
| National average (this dataset) | 18.7% | -1.1 pts |
Blue Cross Blue Shield of Wyoming sits at or below the national average across this dataset. A denial rate is a property of the insurer's book of business, coding practice, plan design, the population it covers, not evidence about the merits of any one claim, including yours.
What happened to appeals
| Stage | Filed | Overturned |
|---|---|---|
| Internal appeal (to Blue Cross Blue Shield of Wyoming) | 434 | 39.86% |
| External review (independent) | not reported | not reported |
What that record means for your own Blue Cross Blue Shield of Wyoming letter, and by when. Blue Cross Blue Shield of Wyoming overturned 39.86% of the 434 internal appeals its Wyoming members filed against 229,909 denials, and the Wyoming escalation count for Blue Cross Blue Shield of Wyoming is the figure this page names as absent at the top, so how many of those denials went on to the independent stage is not something this page can tell you, Blue Cross Blue Shield of Wyoming's own rows in the plan-year 2026 release of the CMS Transparency in Coverage file, read September 5, 2026 (data.healthcare.gov). Whichever way that lands, nobody files the appeal for you, and the filing runs on a clock set by which plan you hold: an employer or Marketplace plan gives you at least 180 days from the denial notice to file the internal appeal (29 CFR 2560.503-1(h)(3)(i), carried onto individual-market coverage by 45 CFR 147.136(b)(3)(i)), while Medicare Advantage gives you 60 calendar days after you receive its notice (42 CFR 422.582(b)) and Medicaid managed care the same 60 calendar days from the date on the notice (42 CFR 438.402(c)(2)(ii)), both stages free, and the three steps above are the whole of what to do tonight, so take the date printed on your Blue Cross Blue Shield of Wyoming notice and file well inside whichever of those windows is yours. The free steps are above; the $29 kit is the same clock with the letters pre-filled for Blue Cross Blue Shield of Wyoming in Wyoming. One payment. No subscription. No cut of your claim.
Blue Cross Blue Shield of Wyoming inside Wyoming
Your denial did not happen in a national average. It happened in a state market, alongside 1 other insurer reporting into the same federal file, and these are that market's own figures.
- Across the whole of Wyoming, the 2 insurers reporting in this file processed 1,305,051 in-network claims and denied 229,909 of them, a state denial rate of 17.6%. Blue Cross Blue Shield of Wyoming is one of those 2.
- That puts Wyoming 19th of 30 states by denial rate, 1.1 points below the 18.7% national average, before you get to what Blue Cross Blue Shield of Wyoming did inside it.
- Wyoming recorded 434 internal appeals against those denials: one appeal for every 530 claims the state's insurers refused. Blue Cross Blue Shield of Wyoming's own ratio is one for every 530.
- Not one denial in Wyoming reached independent external review in the reported year, not Blue Cross Blue Shield of Wyoming's and not any other insurer's in the state. That is the stage whose decision the plan is required by law to accept.
- The reason Wyoming's insurers record most often is administrative reason, 102,944 claims, 47% of the state's categorized denials. Blue Cross Blue Shield of Wyoming records the same one most often, so your letter is likely to say it too.
- Put the two together and Blue Cross Blue Shield of Wyoming is responsible for 100% of every in-network claim denied in Wyoming in this release, from 100% of the claims the state's insurers processed.
- Every Wyoming figure in this section is that state's own row in the same federal file Blue Cross Blue Shield of Wyoming's numbers above come from, CMS Transparency in Coverage Public Use File (PY2026 release, PY2024 claims), data.healthcare.gov — US Government public domain, and the full Wyoming page is free at /states/wyoming.
What Blue Cross Blue Shield of Wyoming denies most
The most common denial reason recorded for Blue Cross Blue Shield of Wyoming plans in Wyoming is administrative reason. How that denial is beaten →
| Denial reason | Claims | Share | National share |
|---|---|---|---|
| Administrative reason | 102,944 | 47% | 22.5% |
| Service excluded from the plan | 49,686 | 22.7% | 11.6% |
| Member not covered | 23,346 | 10.7% | 6.6% |
| Referral required | 14,830 | 6.8% | 8.4% |
| Benefit limit reached | 13,563 | 6.2% | 4.2% |
| Other reasons | 11,319 | 5.2% | 32.3% |
| Experimental or investigational | 1,764 | 0.8% | 0.1% |
| Not medically necessary | 1,476 | 0.7% | 4.6% |
| Provider out of network | 197 | 0.1% | 9.8% |
The last column is each reason's share of all categorized denials nationally, so you can see where Blue Cross Blue Shield of Wyoming's mix in Wyoming differs from everyone else's. This is denial mix, not overturn rate by reason, the federal file does not report appeal outcomes broken down by denial reason, and we do not imply otherwise.
Put the date from your notice in and get the two calendar dates, with the days remaining.
Runs entirely in your browser, the date you type is never sent to us and never stored. Open the full calculator →
The three steps at the top of this page are the whole of what you have to do tonight. The longer version, what the internal appeal has to contain, how the independent stage works, and how to ask for expedited handling when waiting would seriously jeopardize your health, is published free here. For what it is worth on this page specifically: Blue Cross Blue Shield of Wyoming overturned 39.86% of the internal appeals it received.
Questions
Is Blue Cross Blue Shield of Wyoming's denial rate in Wyoming high?
17.6% against a national average of 18.7% across the plans in this dataset. It is at or below average. A denial rate describes the insurer, not the merits of your claim.
How many people appealed a Blue Cross Blue Shield of Wyoming denial in Wyoming, and how many won?
434 internal appeals were filed against 229,909 denials, and 39.86% of them were overturned (173 claims). How many went on to independent external review is not on the record for Blue Cross Blue Shield of Wyoming in Wyoming, that is the absence stated at the top of this page and sourced at the foot of it.
How does Blue Cross Blue Shield of Wyoming compare with other insurers in Wyoming?
Of the 1 insurers in Wyoming with a reported denial rate, Blue Cross Blue Shield of Wyoming ranks 1 highest at 17.6%. The highest in Wyoming is Blue Cross Blue Shield of Wyoming at 17.6%; the lowest is Blue Cross Blue Shield of Wyoming at 17.6%.
What does Blue Cross Blue Shield of Wyoming deny most often in Wyoming?
Administrative reason, 102,944 claims, 47% of this issuer's categorized denials, against 22.5% nationally. This is the denial-reason mix; the federal file does not report overturn rates by reason.
How long do I have to appeal a Blue Cross Blue Shield of Wyoming denial in Wyoming?
Generally 180 days from the date on the denial notice to file the internal appeal, then generally four months from the final internal denial to request independent external review. Expedited review, decided in about 72 hours, is available where delay would seriously jeopardize your health. Those timeframes are federal, so they are identical for every insurer reporting in Wyoming, Blue Cross Blue Shield of Wyoming included, what varies by state is who runs the independent review at the end. Your own denial letter states the deadlines that govern your plan; that letter is the authority.
Does appealing a Blue Cross Blue Shield of Wyoming denial in Wyoming cost anything?
The internal appeal to Blue Cross Blue Shield of Wyoming is free. External review is free under the HHS-administered federal process; where an issuer uses a contracted independent review organization or a state process, any fee is capped at $25 per review. Nobody in Wyoming can be charged more than that to file one.
Can Blue Cross Blue Shield of Wyoming ignore an external review decision in Wyoming?
No, and that is the whole point of the stage. External review decisions are binding on the plan by law. The count is the one this page names as absent for Blue Cross Blue Shield of Wyoming in Wyoming, so none is printed for it, an absent figure is not a count of none.
Blue Cross Blue Shield of Wyoming sits at 17.6% in Wyoming against 18.7% nationally, and that is the whole of what this page can honestly tell you about your own claim. I am not going to tell you that you will win. This page prints the insurer's own reported numbers whichever way they fall. If what it says does not match the letter in your hand, write to me and I will correct the page.
, Andrew at Axion Labs · hello@getaxionlabs.comEverything you need for your Blue Cross Blue Shield of Wyoming appeal in Wyoming: your two deadlines, the argument that fits your denial reason, the letters, the clinician brief, and the external review request. One payment. No subscription. No cut of your claim. Opens on screen the moment you pay. 14-day refund, no questions, one email to hello@getaxionlabs.com.
The Blue Cross Blue Shield of Wyoming figures on this page, the 17.6% denial rate, the 229,909 denials, are this issuer’s own reported rows in that file. CMS did not report an external-review figure for Blue Cross Blue Shield of Wyoming in Wyoming in the plan-year 2026 release of the Transparency in Coverage file, which is why no external-review count appears above.
Counts: CMS Transparency in Coverage Public Use File (PY2026 release, PY2024 claims), data.healthcare.gov — US Government public domain. Rights and timeframes: 29 CFR 2560.503-1 (180 days, and your free right to the claim file) and 45 CFR 147.136 (4 months, and what qualifies), explained at HealthCare.gov. Expedited review is decided in about 72 hours under both sections.
Reading either regulation from a script rather than a browser: eCFR answers automated fetches with a challenge page, so the same two sections are mirrored as government PDFs at govinfo.gov (29 CFR 2560.503-1) and govinfo.gov (45 CFR 147.136).