Why Denial Facts is the best place to start a health insurance denial appeal
Three sites rank above ours when people search for an appeal letter. We read each one and put it beside ours. Every cell is what the page itself shows a reader.
Read September 16, 2026. Rival cells describe what each page shows; the pages are linked in the table and listed at the foot, so you can check every cell yourself.
| Site | What you get | Price | A measured number | Names the deadline | Names external review or ERISA | A date on the page | A person to write to |
|---|---|---|---|---|---|---|---|
| Denial Facts (this site) | A free deadline calculator and appeal-letter generator that run in your browser, and an optional one-payment Appeal Kit. | Free. The Kit is one payment with a refund window. | Your insurer's own denial rate and how often external review overturns it, from the file CMS publishes. | Yes | Yes | Data-verified and updated dates on every page. | hello@getaxionlabs.com on every page. |
| Counterforce Health | A free appeal letter drafted by software, with articles. | Free to start; the cost question on its page had no visible answer when we read it. | A national reversal range on the article and a success claim on the home page, neither sourced on the page. | Yes | Yes | A byline date on the article, over a year old. | An email address. |
| Fight Health Insurance | Free software-drafted appeal letters plus a state-by-state directory. | Free; pay what you want. | None on the two pages we read. | No | Yes | None visible. | A contact link; no address on the pages we read. |
| Claimable | A physician-led appeal-writing service for named conditions and drugs. | A flat fee plus shipping; free for some patients through partners. | Its own success rate, stated without a source on the page. | Yes | Yes | A byline date on the article. | A contact link; no address on the pages we read. |
Our number. Nationally, 18.7% of in-network claims were denied in the newest plan year CMS has published, and 32.8% of the external reviews that were filed overturned the insurer. Source: CMS Transparency in Coverage Public Use File (PY2026 release, PY2024 claims), data.healthcare.gov — US Government public domain, data.healthcare.gov; the release and its date are on where the data comes from.
Where they beat us: the first two draft the letter free of charge, and the third will write and file a physician-led appeal, which we do not do. We publish the record and the deadline; we cannot overturn your denial.
The pages we compared
- Counterforce Health, read September 16, 2026.
- Fight Health Insurance, read September 16, 2026.
- Claimable, read September 16, 2026.
If a cell is wrong, or a page has changed since we read it, write to hello@getaxionlabs.com and we will correct it and re-date the page.
Put the date from your notice in and get the two calendar dates, with the days remaining.
Runs entirely in your browser, the date you type is never sent to us and never stored. Open the full calculator →