Denial Facts
Utah

Molina Healthcare of Utah denied your claim. Here is your deadline.

Your two dates, free

Put in the date on your Molina Healthcare of Utah notice and get both federal deadlines as calendar dates.

Free, for a Molina Healthcare of Utah denial in Utah, and it runs entirely in your browser. The date, the plan type and the state you pick are never sent to us and never stored.

Molina Healthcare of Utah denied 28,618 of 125,008 in-network claims in Utah; every one of those denials had these same two dates on it. Across Utah as a whole the insurers in this file denied 18.6% of in-network claims, 1,781,916 of them, and 6,469 were appealed.

Molina Healthcare of Utah denied 22.9% of in-network claims in Utah, 28,618 claims out of 125,008.

Insurance got denied, what to do next?
We hear this most. r/HealthInsurance, thread title, read September 3, 2026.
The number nobody else publishes. Not one of the 28,618 denials Molina Healthcare of Utah issued in Utah reached the independent review its own staff do not decide, an explicit zero in this insurer's own filed row, not an absence. The stage was there the whole time and it binds the plan. Nationally 32.8% of the reviews that got there were overturned.

Those 28,618 denials are 1.6% of every in-network denial recorded in Utah in this release, which makes Molina Healthcare of Utah the 4th largest source of denials of the 6 insurers reporting there. Spread across its 8 plans in the state that is about 3,577 denials per plan. 78 internal appeals were filed against those 28,618 denials. Every one of those denials carried the same two dates the tool at the top of this page works out.

The clock your letter has to describe, in actual dates

Two dates matter more than anything else on this page, and they run the same in Utah as everywhere else. You have 180 days from the date on your denial notice to file the internal appeal, and then 4 months from the final internal denial to ask for an independent external review. If waiting would seriously jeopardize your health you can ask for both to be expedited, decided in about 72 hours. Both timeframes are federal, not your insurer's choice, 29 CFR 2560.503-1 (PDF) and 45 CFR 147.136 (PDF), in plain English at HealthCare.gov, and your own denial letter states the ones that govern your plan. The PDFs are the same sections on govinfo.gov, which serves them without a challenge page, so an automated reader can check these two dates as easily as you can.

Data verified September 5, 2026 · CMS Transparency in Coverage Public Use File (PY2026 release, PY2024 claims), data.healthcare.gov — US Government public domain

You are not alone, and here is the measured version of that sentence: 28,618 in-network claims were denied by Molina Healthcare of Utah in Utah in a single plan year. A denial rate is a fact about an insurer's book of business. It is not a judgment about you, and it is not the last word on your claim.

What to do tonight
  1. Find the reason code on your denial letter. The reason Molina Healthcare of Utah records most often in Utah is not medically necessary, but yours may be one of the other 8, copy the exact wording and code off your own letter tonight, because that sentence is what your appeal has to answer.
  2. Ask Molina Healthcare of Utah in Utah for the clinical criteria they judged you against. Under 29 CFR 2560.503-1 they have to hand you the claim file and the policy they applied, free, on request, and you cannot argue with a checklist you have never read.
  3. Put both deadlines on your calendar before you go to bed. 180 days from the date on the letter for the internal appeal, 4 months from the final internal denial for external review. The free calculator on this page turns your date into the two calendar dates in about ten seconds. Molina Healthcare of Utah overturned 71.79% of the internal appeals it did receive, 56 claims, so the stage you are about to start is not decorative.

None of those three steps costs anything. Anyone charging you to do them is selling you something you can do yourself in twenty minutes.

22.9%
In-network denial rate
28,618
Claims denied
8
Plans in Utah
78
Internal appeals filed
71.79%
Internal overturn rate

How that compares

Denial rateRateDifference
Molina Healthcare of Utah22.9%,
Utah average18.6%+4.3 pts
National average (this dataset)18.7%+4.2 pts

Molina Healthcare of Utah denies 4.2 percentage points more of its in-network claims than the national average across this dataset. A denial rate is a property of the insurer's book of business, coding practice, plan design, the population it covers, not evidence about the merits of any one claim, including yours.

What happened to appeals

StageFiledOverturned
Internal appeal (to Molina Healthcare of Utah)7871.79%
External review (independent)00%
Read that again: Molina Healthcare of Utah denied 28,618 claims in Utah, and not one went to independent external review. External review is free to you and the insurer must follow the decision.

The gap nobody escalated

28,618 claims denied. 78 internal appeals filed. None reached independent external review. Nationally 32.8% of external reviews are overturned and the decision binds the plan.

That is arithmetic from the reported figures, not a prediction: nobody can say what those specific denials would have done at review, because they never got there. What the numbers do establish is that the binding stage was almost entirely unused here.

What that record means for your own Molina Healthcare of Utah letter, and by when. Molina Healthcare of Utah overturned 71.79% of the 78 internal appeals its Utah members filed against 28,618 denials, and not one of those Utah denials went on to the independent stage whose decision binds the plan, Molina Healthcare of Utah's own rows in the plan-year 2026 release of the CMS Transparency in Coverage file, read September 5, 2026 (data.healthcare.gov). Whichever way that lands, nobody files the appeal for you, and the filing runs on a clock set by which plan you hold: an employer or Marketplace plan gives you at least 180 days from the denial notice to file the internal appeal (29 CFR 2560.503-1(h)(3)(i), carried onto individual-market coverage by 45 CFR 147.136(b)(3)(i)), while Medicare Advantage gives you 60 calendar days after you receive its notice (42 CFR 422.582(b)) and Medicaid managed care the same 60 calendar days from the date on the notice (42 CFR 438.402(c)(2)(ii)), both stages free, and the three steps above are the whole of what to do tonight, so take the date printed on your Molina Healthcare of Utah notice and file well inside whichever of those windows is yours. The free steps are above; the $29 kit is the same clock with the letters pre-filled for Molina Healthcare of Utah in Utah. One payment. No subscription. No cut of your claim.

Molina Healthcare of Utah inside Utah

Your denial did not happen in a national average. It happened in a state market, alongside 5 other insurers reporting into the same federal file, and these are that market's own figures.

What Molina Healthcare of Utah denies most

The most common denial reason recorded for Molina Healthcare of Utah plans in Utah is not medically necessary. How that denial is beaten →

Denial reasonClaimsShareNational share
Not medically necessary20,46834.9%4.6%
Administrative reason11,00918.8%22.5%
Referral required8,38414.3%8.4%
Benefit limit reached6,87211.7%4.2%
Other reasons5,1598.8%32.3%
Member not covered3,6486.2%6.6%
Provider out of network1,6792.9%9.8%
Service excluded from the plan7411.3%11.6%
Experimental or investigational6401.1%0.1%

The last column is each reason's share of all categorized denials nationally, so you can see where Molina Healthcare of Utah's mix in Utah differs from everyone else's. This is denial mix, not overturn rate by reason, the federal file does not report appeal outcomes broken down by denial reason, and we do not imply otherwise.

Work out your two deadlines

Put the date from your notice in and get the two calendar dates, with the days remaining.

Runs entirely in your browser, the date you type is never sent to us and never stored. Open the full calculator →

The three steps at the top of this page are the whole of what you have to do tonight. The longer version, what the internal appeal has to contain, how the independent stage works, and how to ask for expedited handling when waiting would seriously jeopardize your health, is published free here. For what it is worth on this page specifically: Molina Healthcare of Utah overturned 71.79% of the internal appeals it received.

Who appeals what at Molina Healthcare, the insurer's own routing table

Molina Healthcare publishes a table of which denial scenarios are appealed by you, the member ("customer appeal") and which only your health care provider can appeal. Almost no patient ever sees it, and appealing a denial that only your provider has standing to appeal burns time inside a fixed window. Quoted from Molina Healthcare's published policy (a page written for members (Iowa Medicaid plan)), checked 2026-08-25. It is brand-level and applies to Molina Healthcare of Utah in Utah the same as to every other Molina Healthcare entity in the file.

Denial scenario (Molina Healthcare's wording)Who appeals it
Appeal of a denial (this Medicaid plan)Your provider
Unhappy with Molina's appeal decisionYour provider
How to use this: if your scenario says "health care provider appeal", the move is a call to your provider's billing office asking them to appeal, not a letter from you. If it says "Either", a provider-led appeal and your own member appeal can run together. Your member rights under federal law, generally 180 days for the internal appeal, then external review, apply regardless of this table, and regardless of which of the 6 insurers reporting in Utah sent your letter.

Operational facts from the same policy

Source: Molina Healthcare, "Member Appeals & Grievances (Molina Healthcare of Iowa, Medicaid — hosted by Iowa HHS)", quoted, not paraphrased; audience: members (Iowa Medicaid plan); checked 2026-08-25. Brand-level policy, applied here because Molina Healthcare of Utah is a Molina Healthcare entity. Your own denial letter and plan documents govern your specific case.

Questions

Is Molina Healthcare of Utah's denial rate in Utah high?

22.9% against a national average of 18.7% across the plans in this dataset. It is above average. A denial rate describes the insurer, not the merits of your claim.

How many people appealed a Molina Healthcare of Utah denial in Utah, and how many won?

78 internal appeals were filed against 28,618 denials, and 71.79% of them were overturned (56 claims). Not one went on to independent external review, the stage whose decision is binding on the plan.

How does Molina Healthcare of Utah compare with other insurers in Utah?

Of the 6 insurers in Utah with a reported denial rate, Molina Healthcare of Utah ranks 2 highest at 22.9%. The highest in Utah is Imperial Health Plan of the Southwest, Inc. at 33.3%; the lowest is Regence BlueCross BlueShield of Utah at 14.8%.

What does Molina Healthcare of Utah deny most often in Utah?

Not medically necessary, 20,468 claims, 34.9% of this issuer's categorized denials, against 4.6% nationally. This is the denial-reason mix; the federal file does not report overturn rates by reason.

How long do I have to appeal a Molina Healthcare of Utah denial in Utah?

Generally 180 days from the date on the denial notice to file the internal appeal, then generally four months from the final internal denial to request independent external review. Expedited review, decided in about 72 hours, is available where delay would seriously jeopardize your health. Those timeframes are federal, so they are identical for every insurer reporting in Utah, Molina Healthcare of Utah included, what varies by state is who runs the independent review at the end. Your own denial letter states the deadlines that govern your plan; that letter is the authority.

Does appealing a Molina Healthcare of Utah denial in Utah cost anything?

The internal appeal to Molina Healthcare of Utah is free. External review is free under the HHS-administered federal process; where an issuer uses a contracted independent review organization or a state process, any fee is capped at $25 per review. Nobody in Utah can be charged more than that to file one.

Can Molina Healthcare of Utah ignore an external review decision in Utah?

No, and that is the whole point of the stage. External review decisions are binding on the plan by law, which is what makes the zero external reviews recorded against 28,618 Molina Healthcare of Utah denials in Utah the striking number on this page.

The line on this page I would read twice is the one that says not one of Molina Healthcare of Utah's 28,618 denials in Utah reached independent review. I am not going to tell you that you will win. This page prints the insurer's own reported numbers whichever way they fall. If what it says does not match the letter in your hand, write to me and I will correct the page.

, Andrew at Axion Labs · hello@getaxionlabs.com
Get my Appeal Kit, $29

Everything you need for your Molina Healthcare of Utah appeal in Utah: your two deadlines, the argument that fits your denial reason, the letters, the clinician brief, and the external review request. One payment. No subscription. No cut of your claim. Opens on screen the moment you pay. 14-day refund, no questions, one email to hello@getaxionlabs.com.

Where these numbers come from

The Molina Healthcare of Utah figures on this page, the 22.9% denial rate, the 28,618 denials and the 0 external reviews, are this issuer’s own reported rows in that file.

Counts: CMS Transparency in Coverage Public Use File (PY2026 release, PY2024 claims), data.healthcare.gov — US Government public domain. Rights and timeframes: 29 CFR 2560.503-1 (180 days, and your free right to the claim file) and 45 CFR 147.136 (4 months, and what qualifies), explained at HealthCare.gov. Expedited review is decided in about 72 hours under both sections.

Reading either regulation from a script rather than a browser: eCFR answers automated fetches with a challenge page, so the same two sections are mirrored as government PDFs at govinfo.gov (29 CFR 2560.503-1) and govinfo.gov (45 CFR 147.136).

This page presents federal statistics and a general description of appeal rights created by federal law. It is not legal, medical, or insurance advice, and no outcome is guaranteed. Your denial letter and plan documents govern your specific case. Free help is available from your state's Consumer Assistance Program and from the federal Marketplace at HealthCare.gov.
Problem solved: You have both dates for your Molina Healthcare of Utah notice, you know that Utah runs the external review itself, and you have the letter, free, on this screen, tonight.

Your words, in a box, read by a person. We ask for no name and no email.